A Foreclosure in the past can affect your credit depending on how long it had occured in the past
| Credit Attribute | Credit Grade | FICO Score | General Credit Items |
|---|---|---|---|
| Excellent | A | 620-800 | No current late payments or minor issues, foreclosure or bankruptcy over 5 years old with good history since. |
| Good | B | 550-650 | 1 or 2 30-60 day current lates, foreclosure or bankruptcy over 3 years old. |
| Fair | C | 500-620 | Many current lates 1 up to 120 days, foreclosure or bankruptcy over 1 year old, no credit at all. |
| Poor | D | 400-480 | Many current lates over 120 days, current bankruptcy, recent foreclosure or foreclosure legal process started. |
Please note that attributes and grades are subjective and will differ by creditor. Credit scores will vary by credit bureau.
Consider this chart merely a rough guide to help complete the form you are working on.