A Foreclosure in the past can affect your credit depending on how long it had occured in the past
|Credit Attribute||Credit Grade||FICO Score||General Credit Items|
|Excellent||A||620-800||No current late payments or minor issues, foreclosure or bankruptcy over 5 years old with good history since.|
|Good||B||550-650||1 or 2 30-60 day current lates, foreclosure or bankruptcy over 3 years old.|
|Fair||C||500-620||Many current lates 1 up to 120 days, foreclosure or bankruptcy over 1 year old, no credit at all.|
|Poor||D||400-480||Many current lates over 120 days, current bankruptcy, recent foreclosure or foreclosure legal process started.|
Please note that attributes and grades are subjective and will differ by creditor. Credit scores will vary by credit bureau.
Consider this chart merely a rough guide to help complete the form you are working on.